Academic Papers

Continued Existence of Cows Disproves Central Tenets of Capitalism? (May 2017) Economic Development and Cultural Change, Joint With: Santosh Anagol, Alvin Etang
Survivor: Three Principles of Economics Taught by a Reality Television Show (April 2017) Journal of Economic Education, Joint With:
Banking the Unbanked? Evidence from three countries (April 2017) American Economic Journal - Applied Economics, Joint With: Pascaline Dupas , Jonathan Robinson, Diego Ubfal
Impact of savings groups on the lives of the poor (March 2017) Proceedings of the National Academy of Sciences (PNAS), Early Edition: March 7, 2017 Joint With: Beniamino Savonitto, Bram Thuysbaert, Christopher Udry
The Impact of Consulting Services on Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico (February 2017) Journal of Political Economy, forthcoming Joint With: Miriam Bruhn, Antoinette Schoar
Price and Control Elasticities of Demand for Savings (January 2017) Joint With: Jonathan Zinman
Challenges to Replication and Iteration in Field Experiments: Evidence from Two Direct Mail Shots (January 2017) American Economic Review Papers & Proceedings, 107(5), pp. 1-3, Joint With: Jake Bowers, Nathaniel Higgins, Sarah Tulman, Jonathan Zinman
Can savings groups improve the lives of the rural poor? (December 2016) working paper, Joint With: Beniamino Savonitto, Bran Thuysbaert, Christopher Udry
Does Community-Based Development Empower Citizens? Evidence from a Randomized Evaluation in Ghana (October 2016) Joint With: Kate Baldwin, Christopher Udry, Ernest Appiah
To Charge or Not to Charge: Evidence from a Health Products Experiment in Uganda (June 2016) Joint With: Greg Fischer, Maggie McConnell, Pia Raffler
The effect of effectiveness: Donor response to aid effectiveness in a direct mail fundraising experiment (February 2016) Journal of Behavioral and Experimental Economics, forthcoming, Joint With: Dan Wood
Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock (January 2016) Journal of Development Economics, forthcoming, doi: 10.1016/j.jdeveco.2015.10.009 Joint With: Adam Osman, Jonathan Zinman
A personal touch: Text messaging for loan repayment (January 2016) Behavioral Science and Policy, forthcoming, Joint With: Melanie Morten, Jonathan Zinman
Unshrouding: Evidence from Bank Overdrafts in Turkey (January 2016) Journal of Finance, forthcoming Joint With: Sule Alan, Mehmet Cemalcilar, Jonathan Zinman
Targeting ultra-poor households in Honduras and Peru (December 2015) World Bank Economic Review, forthcoming Joint With: Bram Thuysbaert
Agricultural Decisions after Relaxing Credit and Risk Constraints (October 2015) The Quarterly Journal of Economics, 129(2), pp. 597-652, Joint With: Robert Osei, Isaac Osei-Akoto, Christopher Udry
Consulting and Capital Experiments wth Micro and Small Tailoring Enterprises in Ghana (October 2015) Journal of Economic Behavior and Organization, 118, pp. 281-302, Joint With: Ryan Knight, Christopher Udry
Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment (August 2015) American Economic Journal: Microeconomics, 7(3), pp. 174-204, Joint With: Gharad Bryan, Jonathan Zinman
Promoting an Open Research Culture: Author guidelines for journals could help to promote transparency, openness, and reproducibility (June 2015) Science 348(6242): 1422-1425, 10.1126/science.aab2374, 348(6242), pp. 1422-1425, Joint With: G. Alter, G. C. Banks, D. Borsboom, S. D. Bowman, S. J. Breckler, S. Buck, C. D. Chambers, G. Chin, G. Christensen, M. Contestabile, A. Dafoe, E. Eich, J. Freese, R. Glennerster, D. Goroff, D. P. Green, B. Hesse, M. Humphreys, J. Ishiyama, D. Karlan, A. Kraut, A. Lupia, P. Mabry, T. Madon, N. Malhotra, E. Mayo-Wilson, M. McNutt, E. Miguel, B. A. Nosek, E. Levy Paluck, U. Simonsohn, C. Soderberg, B. A. Spellman, J. Turitto, G. VandenBos, S. Vazire, E. J. Wagenmakers, R. Wilson, T. Yarkoni
Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training (May 2015) American Economic Journal: Economic Policy, 7(2), pp. 125-161, Joint With: Robert Fairlie, Jonathan Zinman
A Multi-faceted Program Causes Lasting Progress for the Very Poor: Evidence from Six Countries (May 2015) Science, 348(6236), pp. 772, Joint With: Abhijit Banerjee, Esther Duflo, Nathanael Goldberg, Robert Osei, William Parienté, Jeremy Shapiro, Bram Thuysbaert, Christopher Udry
The Catch-22 of External Validity in the Context of Constraints to Firm Growth (May 2015) American Economic Review Papers & Proceedings, 105(5), pp. 295-299, Joint With: Greg Fischer
The Impact of Financial Education for Youth in Ghana (March 2015) Joint With: James Berry, Menno Pradhan
Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco (January 2015) American Economic Journal: Applied Economics, 7(1), pp. 1-21, Joint With: Manuela Angelucci, Jonathan Zinman
Six Randomized Evaluations of Microcredit: Introduction and Further Steps (January 2015) American Economic Journal: Applied Economics, 7(1), pp. 1-21, Joint With: Abhijit Banerjee, Jonathan Zinman
Does Corruption Information Inspire the Fight or Quash the Hope? A Field Experiment in Mexico on Voter Turnout, Choice and Party Identification (January 2015) Journal of Politics, 77(1), pp. 55-71, Joint With: Alberto Chong, Ana L. De La O, Leonard Wantchekon
paper formerly circulated as "Looking Beyond the Incumbent: Exposing Corruption and the Effect on Electoral Outcomes"
Hey Look at Me: The Effect of Giving Circles on Giving (October 2014) Journal of Economic Behavior & Organization, 106, pp. 402-412, Joint With: Margaret A. McConnell
Candy Under Constraints (Halloween 2013) (October 2014) Joint With: Jodi Beggs, Michael Sanders
Saving for a (not so) Rainy Day: A Randomized Evaluation of Savings Groups in Mali (October 2014) Joint With: Lori Beaman, Bram Thuysbaert
Getting to the Top of Mind: How Reminders Increase Saving (October 2014) Management Science, Joint With: Margaret McConnell, Sendhil Mullainathan, Jonathan Zinman
Bank-Insured RoSCA for Microfinance: Experimental Evidence in Poor Egyptian Villages (July 2014) Journal of Economic Behavior & Organization, , 103 supplement, pp. S56-S73, Joint With: Mahmoud ElGamal, Mohamed ElKomi, Adam Osman
Self‐Selection into Credit Markets: Evidence from Agriculture in Mali (May 2014) Joint With: Lori Beaman, Bram Thuysbaert, Christopher Udry
Savings By and For the Poor: A research review and agenda (March 2014) Review of Income and Wealth, 60(1), pp. 36-78, Joint With: Aishwarya Ratan, Jonathan Zinman
Group versus Individual Liability: Short and Long Term Evidence from Philippine Microcredit Lending Groups (March 2014) Journal of Development Economics, 107, pp. 65-83, Joint With: Xavier Gine
Candy or Fruit? Measuring the Impact of Michelle Obama on Health Eating Choices (Halloween 2012) (November 2013) Joint With: Jane Bang, Zachary Groff, Sakshi Kumar, Kelsey Larson, Adele Rossouw
Effectiveness and Spillovers of Online Sex Education: Evidence from a Randomized Evaluation in Colombian Public Schools (October 2013) Joint With: Alberto Chong, Marco Gonzalez-Navarro, Martin Valdivia
(Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru (June 2013) World Bank Economic Review, 129(2), pp. 597-652, Joint With: Alberto Chong , Jeremy Shapiro, Jonathan Zinman
Mixed Method Evaluation of a Passive mHealth Sexual Information Texting Service in Uganda (May 2013) Information Technologies & International Development, 9(3) Joint With: Julian Jamison, Pia Raffler
Profitability of Fertilizer: Experimental Evidence from Female Rice Farmers in Mali (May 2013) American Economic Review Papers & Proceedings, Joint With: Lori Beaman, Bram Thuysbaert, Christopher Udry
Ambiguous Solicitation: Ambiguous Prescription (January 2013) Economic Inquiry, 51(1), pp. 1002-1011, Joint With: Robert Gazzale, Julian Jamison, Alexander Karlan, Jonathan Zinman
Measuring Personality Traits and Predicting Loan Default with Experiments and Surveys (January 2013) Banking the World- Empirical Foundations of Financial Inclusion, , pp. 393, Joint With: Sendhil Mullainathan, Omar Robles
Edited by Edited by Robert Cull, Ash Demirgiic.-Kunt, and Jonathan Morduch
Candy We Still Believe In: Using Halloween to Measure Change in Extensive and Intensive Support for Barack Obama (Halloween 2012) (November 2012) Joint With: Jane Bang, Zachary Groff, Sakshi Kumar, Kelsey Larson, Adele Rossouw
Hoping to Win, Expected to Lose: Theory and Lessons on Micro Enterprise Development (August 2012) Joint With: Ryan Knight, Christopher Udry
List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds (May 2012) Journal of Development Economics, 98(1), pp. 71-75, Joint With: Jonathan Zinman
Small Matches and Charitable Giving: Evidence from a Natural Field Experiment (June 2011) Journal of Public Economics, 95(5-6), pp. 344-350, Joint With: John A. List, Eldar Shafir
Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation (June 2011) Science, 322(6035), pp. 1278-1284, Joint With: Jonathan Zinman
Crop Price Indemnified Loans for Farmers:A Pilot Experiment in Rural Ghana (March 2011) Journal of Risk and Insurance, 78(1), pp. 37-55, Joint With: Ed Kutsoati, Margaret McMillan, Christopher Udry
Being surveyed can change later behavior and related parameter estimates (February 2011) Proceedings of the National Academy of Sciences, 108(5), pp. 1821-1826, Joint With: Alix Zwane, Jonathan Zinman, Eric Van Dusen, William Pariente, Clair Null, Edward Miguel, Michael Kremer, Richard Hornbeck, Xavier Giné, Esther Duflo, Florencia Devoto, Bruno Crepon, Abhijit Banerjee
Adaptive Experimental Design using the Propensity Score (January 2011) Journal of Business and Economic Statistics, 29(1), pp. 96-108, Joint With: Jinyong Hahn, Keisuke Hirano
Health education for microcredit clients in Peru: a randomized controlled trial (January 2011) BMC Public Health, 11(51) Joint With: Rita Hamad, Lia Fernald
Put Your Money Where Your Butt Is: A Commitment Savings Account for Smoking Cessation (October 2010) American Economic Journal: Applied Economics, 2(4), pp. 213-235, Joint With: Xavier Gine, Jonathan Zinman
Microfinance Games (July 2010) American Economic Journal: Applied Economics, 2(3), pp. 60-95, Joint With: Xavier Gine, Pamela Jakiela, Jonathan Morduch
What Capital is Missing in Developing Countries (May 2010) American Economic Review Papers & Proceedings, 100(2), pp. 629-633, Joint With: Miriam Bruhn, Antoinette Schoar
Commitment Devices (April 2010) Annual Review of Economics, 2, pp. 671-698, Joint With: Gharad Bryan, Scott Nelson
Female Empowerment:Impact of a commitment savings product in the Philippines (March 2010) World Development, 38(3), pp. 333-344, Joint With: Nava Ashraf, Wesley Yin
What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment (February 2010) Quarterly Journal of Economics, 125(1), pp. 263-305, Joint With: Marianne Bertrand, Sendhil Mullainathan, Eldar Shafir, Jonathan Zinman
Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts (January 2010) Review of Financial Studies, 23(1), pp. 433-464, Joint With: Jonathan Zinman
Winner of 2006 USAID Private Sector Development Impact Assessment Initiative.
Finding Missing Markets (and a disturbing epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya (November 2009) American Journal of Agricultural Economics,, 91(4), pp. 973-990, Joint With: Nava Ashraf, Xavier Gine
Access to Finance (September 2009) Handbook of Development Economics, 5 Joint With: Jonathan Morduch
Trust and Social Collateral (August 2009) Quarterly Journal of Economics, 124(3), pp. 1307-1361, Joint With: Markus Mobius, Tanya Rosenblat, Adam Szeidl
When Curiosity Kills the Profits: An Experimental Examination (July 2009) Games and Economic Behavior, 66(2), pp. 830-840, Joint With: Julian Jamison
Does the Media Matter? A Field Experiment Measuring the Effect of Newspapers on Voting Behavior and Political Opinions (April 2009) American Economic Journal: Applied Economics, Joint With: Alan Gerber, Daniel Bergan
Get-Out-the-Vote Phone Calls: Does Quality Matter? (March 2009) American Politics Research, 37(4), pp. 353-369, Joint With: Shang Ha
Participation in a School Incentive Program in India (February 2009) Journal of Development Studies , 45(3), pp. 369-390, Joint With: Sharon Barnhardt, Stuti Khemani
Small individual loans and mental health: a randomized controlled trial among South African adults (December 2008) MC Public Health, 8(409) Joint With: Lia C.H. Fernald, Rita Hamad, Emily J. Ozer , Jonathan Zinman
To Deceive or Not To Deceive: The Effect of Deception on Behavior in Future Laboratory Experiments (December 2008) Journal of Economic Behavior and Organization, 68(3-4), pp. 477-488, Joint With: Julian Jamison, Laura Schechter
Candy We Can Believe In: A Halloween Experiment on Trust and Political Symbolism (Halloween 2008) (November 2008) Joint With: Treb Allen, Gharad Bryan, Snaebjorn Gunnsteinsson, Julian Jamison, Melanie Morten, Scott Nelson, Bram Thuysbaert
Social and Economic Correlates of Depressive Symptoms and Perceived Stress in South African Adults (June 2008) Journal of Epidemiology and Community Health, 62(6), pp. 538-544, Joint With: Rita Hamad, Lia Fernald, Jonathan Zinman
Credit Elasticities in Less-Developed Economies: Implications for Microfinance (June 2008) American Economic Review, 98(3), pp. 1040-1068, Joint With: Jonathan Zinman
Lying about Borrowing (April 2008) Journal of the European Economic Association Papers and Proceedings,, 6(2-3), pp. 510-521, Joint With: Jonathan Zinman
Does Price Matter in Charitable Giving? Evidence from a Large-Scale Natural Field Experiment (April 2008) American Economic Review, 97(5), pp. 1774-1793, Joint With: John List
There's Something about Ambiguity (Halloween 2007 & 2008) (February 2008) Joint With: Santosh Anagol, Sheree Bennett, Gharad Bryan, Tiffany Davenport, Nancy Hite, Paul Lagunes, Margaret McConnell
  • Earlier version after 1 year (rather than 3) of results
    http://karlan.yale.edu/sites/default/files/groupversusindividualliability_0.pdf
Community Size and Network Structure (May 2007) American Economic Review Papers and Proceedings, 97(2), pp. 80-85, Joint With: Hunt Allcott, Markus Mobius, Tanya Rosenblat, Adam Szeidl
Social Connections and Group Banking (February 2007) Economic Journal, 117, pp. F52-F84, Joint With:
Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines (May 2006) Quarterly Journal of Economics, 121(2), pp. 635-672, Joint With: Nava Ashraf, Wesley Yin
Winner of TIAA-CREF 2006 Paul A. Samuelson Award Certificate of Excellence
Deposit Collectors (March 2006) Advances in Economic Analysis & Policy, 62(2 Article 5) Joint With: Nava Ashraf, Wesley Yin
Some Simple Analytics of Slave Redemption (January 2006) Buying Freedom: The Ethics and Economics of Slave Redemption, Joint With: Alan B. Krueger
Princeton University Press, edited by K.Anthony Appiah and Martin Bunzl
Using Experimental Economics to Measure Social Capital and Predict Financial Decisions (December 2005) American Economic Review, 95(5), pp. 1688-1699, Joint With:
Do modern forms of human capital matter in primitive economies? Comparative evidence from Bolivia (February 2005) Economics of Education Review, 24(1), pp. 45-53, Joint With: Ricardo Godoy, Shanti Rabindran, Tomas Huanca