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Papers by Type
Academic Papers
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Academic Papers
by Country
Policy Papers by Topic

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Papers by Type
Published
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(Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru (June 2013) World Bank Economic Review, forthcomin, joint with Alberto Chong, Jeremy Shapiro and Jonathan Zinman.
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Mixed Method Evaluation of a Passive mHealth Sexual Information Texting Service in Uganda (May 2013) Information Technologies & International Development, 9(3), joint with Julian Jamison and Pia Raffler.
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Profitability of Fertilizer: Experimental Evidence from Female Rice Farmers in Mali (May 2013) American Economic Review Papers & Proceedings, forthcoming, joint with Lori Beaman, Bram Thuysbaert, Christopher Udry.
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Ambiguous Solicitation: Ambiguous Prescription (December 2012) Economic Inquiry, joint with Robert Gazzale, Julian Jamison and Alexander Karlan.
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List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds (May 2012) Journal of Development Economics, joint with Jonathan Zinman.
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Small Matches and Charitable Giving: Evidence from a Natural Field Experiment (June 2011) Journal of Public Economics, 95(5-6), pp. 344-350, joint with John A. List and Eldar Shafir.
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Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation (June 2011) Science, 332(6035), pp. 1278-1284, joint with Jonathan Zinman. - Data - Online supplement
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Teaching Entrepreneurship: Impact Of Business Training On Microfinance Clients and Institutions (May 2011) Review of Economics and Statistics, 93(2), pp. 510-527, joint with Martin Valdivia. - Data - NYTimes article - Form to Request Modules from FFH - Surveys
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Crop Price Indemnified Loans for Farmers:A Pilot Experiment in Rural Ghana (March 2011) Journal of Risk and Insurance, forthcoming, joint with Ed Kutsoati, Margaret McMillan, Christopher Udry. - Data - Survey instruments
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Being surveyed can change later behavior and related parameter estimates (February 2011) Proceedings of the National Academy of Sciences, 108(5), pp. 1821-1826, joint with Alix Zwane, Jonathan Zinman, Eric Van Dusen, William Pariente, Clair Null, Edward Miguel, Michael Kremer, Richard Hornbeck, Xavier Giné, Esther Duflo, Florencia Devoto, Bruno Crepon and Abhijit Banerjee.
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Health education for microcredit clients in Peru: a randomized controlled trial (January 2011) BMC Public Health, 11(51), joint with Rita Hamad and Lia Fernald.
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Adaptive Experimental Design using the Propensity Score (January 2011) Journal of Business and Economic Statistics, forthcoming, joint with Jinyong Hahn and Keisuke Hirano. - Stata ado files and documentation
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Put Your Money Where Your Butt Is: A Commitment Savings Account for Smoking Cessation (October 2010) American Economic Journal: Applied Economics, 2(4), joint with Xavier Gine and Jonathan Zinman. - Data - Economist: Economic Focus - Newsweek - Scientific American
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Microfinance Games (July 2010) American Economic Journal: Applied Economics, 2(3), joint with Xavier Gine, Pamela Jakiela, Jonathan Morduch.
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What Capital is Missing in Developing Countries (May 2010) American Economic Review Papers & Proceedings, May, joint with Miriam Bruhn, Antoinette Schoar.
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Female Empowerment:Impact of a commitment savings product in the Philippines (March 2010) World Development, forthcoming, joint with Nava Ashraf, Wesley Yin.
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What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment (February 2010) Quarterly Journal of Economics, 125(1), pp. 263-305, joint with Marianne Bertrand, Sendhil Mullainathan, Eldar Shafir and Jonathan Zinman. Previously titled `What's Psychology Worth? ...'. - Data - Web appendix
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Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts (January 2010) Review of Financial Studies, joint with Jonathan Zinman. Winner of 2006 USAID Private Sector Development Impact Assessment Initiative. - Data - The Economist article
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Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment (earlier version) (November 2009) Econometrica, 77(6), pp. 1993-2008, joint with Jonathan Zinman. - Data - Final version - Web appendix
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Trust and Social Collateral (August 2009) Quarterly Journal of Economics, forthcoming, joint with Markus Mobius, Tanya Rosenblat and Adam Szeidl.
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When Curiosity Kills the Profits: An Experimental Examination (July 2009) Games and Economic Behavior, forthcoming, joint with Julian Jamison.
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Does the Media Matter? A Field Experiment Measuring the Effect of Newspapers on Voting Behavior and Political Opinions (April 2009) American Economic Journal: Applied Economics, forthcoming, joint with Alan Gerber, Daniel Bergan. - Baseline Survey - Followup Survey - Appendices: Newspaper Coverage Tables
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Get-Out-the-Vote Phone Calls: Does Quality Matter? (March 2009) American Politics Research, forthcoming, joint with Shang Ha.
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Participation in a School Incentive Program in India (March 2009) Journal of Development Studies, 45(3), pp. 369-390, joint with Sharon Barnhardt and Stuti Khemani.
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Finding Missing Markets (and a disturbing epilogue): Evidence from an Export Crop Adoption and Marketing Intervention in Kenya (January 2009) American Journal of Agricultural Economics, forthcoming, joint with Nava Ashraf and Xavier Gine.
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Small individual loans and mental health: a randomized controlled trial among South African adults (December 2008) BMC Public Health, 8(409), joint with Lia C.H. Fernald, Rita Hamad, Emily J. Ozer and Jonathan Zinman.
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To Deceive or Not To Deceive: The Effect of Deception on Behavior in Future Laboratory Experiments (December 2008) Journal of Economic Behavior and Organization, 68(3-4), pp. 477-488, joint with Julian Jamison, Laura Schechter.
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Credit Elasticities in Less-Developed Economies: Implications for Microfinance (June 2008) American Economic Review, 98(3), pp. 1040-1068, joint with Jonathan Zinman. - Appendix
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Social and Economic Correlates of Depressive Symptoms and Perceived Stress in South African Adults (June 2008) Journal of Epidemiology and Community Health, 62, pp. 522-531, joint with Rita Hamad, Lia Fernald, and Jonathan Zinman.
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Does Price Matter in Charitable Giving? Evidence from a Large-Scale Natural Field Experiment (April 2008) American Economic Review, 97(5), pp. 1774-1793, joint with John List. - Data - NYTimes article - Chronicle of Philanthropy article - NY Times Magazine article
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Lying about Borrowing (April 2008) Journal of the European Economic Association Papers and Proceedings, forthcoming, joint with Jonathan Zinman.
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Community Size and Network Structure (May 2007) American Economic Review Papers and Proceedings, 97(2), pp. 80-85, joint with Hunt Alcott, Markus Mobius, Tanya Rosenblat, and Adam Szeidl.
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Social Connections and Group Banking (February 2007) Economic Journal, 117, pp. F52-F84. - Survey Forms
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Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines (May 2006) Quarterly Journal of Economics, 121(2), pp. 635-672, joint with Nava Ashraf and Wesley Yin. Winner of TIAA-CREF 2006 Paul A. Samuelson Award Certificate of Excellence.
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Deposit Collectors (March 2006) Advances in Economic Analysis & Policy, 6(2 Article 5), joint with Nava Ashraf and Wesley Yin.
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Using Experimental Economics to Measure Social Capital and Predict Financial Decisions (December 2005) American Economic Review, 95(5), pp. 1688-1699. - Data
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Do modern forms of human capital matter in primitive economies? Comparative evidence from Bolivia (February 2005) Economics of Education Review, joint with Ricardo Godoy, Shanti Rabindran and Tomas Huanca.
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Working Papers
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Looking Beyond the Incumbent: The Effects of Exposing Corruption on Electoral Outcomes (June 2013), joint with Alberto Chong, Ana De La O, and Leonard Wantchekon.
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Hey Look at Me: The Effect of Giving Circles on Giving (May 2013), joint with Margaret A. McConnell.
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How Can Bill and Melinda Gates Increase Other People’s Donations to Fund Public Goods? (May 2013), joint with John A. List.
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Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico (May 2013), joint with Jonathan Zinman. - Executive Summary
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Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco (May 2013), joint with Manuela Angelucci, Jonathan Zinman. - Executive Summary
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Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment (April 2013), joint with Gharad Bryan and Jonathan Zinman.
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Price and Control Elasticities of Demand for Savings (March 2013), joint with Jonathan Zinman.
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The Impact of Consulting Services on Small and Medium Enterprises: Evidence from a Randomized Trial in Mexico (March 2013), joint with Miriam Bruhn and Antoinette Schoar.
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Behind the GATE Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training (November 2012), joint with Robert Fairlie and Jonathan Zinman.
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Candy or Fruit? Measuring the Impact of Michelle Obama on Health Eating Choices (November 2012), joint with Jane Bang, Zachary Groff, Sakshi Kumar, Kelsey Larson and Adèle Rossouw. - LA Times
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Candy We Still Believe In: Using Halloween to Measure Change in Extensive and Intensive Support for Barack Obama (November 2012), joint with Jane Bang, Zachary Groff, Sakshi Kumar, Kelsey Larson and Adèle Rossouw.
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Agricultural Decisions after Relaxing Credit and Risk Constraints (October 2012), joint with Robert Osei, Isaac Osei-Akoto and Christopher Udry.
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Effectiveness and Spillovers of Online Sex Education: Evidence from a Randomized Evaluation in Colombian Public Schools (September 2012), joint with Alberto Chong, Marco Gonzalez-Navarro and Martin Valdivia.
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Continued Existence of Cows Disproves Central Tenets of Capitalism? (September 2012), joint with Santosh Anagol and Alvin Etang.
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Hoping to Win, Expected to Lose: Theory and Lessons on Micro Enterprise Development (August 2012), joint with Ryan Knight and Christopher Udry.
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Bank-Insured RoSCA for Microfinance: Experimental Evidence in Poor Egyptian Villages (July 2012), joint with Mahmoud ElGamal, Mohamed ElKomi, and Adam Osman.
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Getting to the Top of Mind: How Reminders Increase Saving (March 2012), joint with Margaret McConnell, Sendhil Mullainathan and Jonathan Zinman.
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A personal touch: Text messaging for loan repayment (February 2012), joint with Melanie Morten and Jonathan Zinman.
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Group versus Individual Liability: Short and Long Term Evidence from Philippine Microcredit Lending Groups (June 2011), joint with Xavier Gine. - Microfinance Insights popular press summary
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Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila (January 2010), joint with Jonathan Zinman. - The Economist
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Candy We Can Believe In: A Halloween Experiment on Trust and Political Symbolism (November 2008), joint with Treb Allen, Gharad Bryan, Snaebjorn Gunnsteinsson, Julian Jamison, Melanie Morten, Scott Nelson, and Bram Thuysbaert. - Slate article
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There's Something about Ambiguity (Halloween paper) (February 2008), joint with Santosh Anagol, Sheree Bennett, Gharad Bryan, Tiffany Davenport,Nancy Hite, Paul Lagunes and Margaret McConnell. - Boston Globe article
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Peer Monitoring and Enforcement: Long Term Evidence from Microcredit Lending Groups with and without Group Liability (January 2008), joint with Xavier Gine. - Earlier version after 1 year (rather than 3) of results - Bloomberg news article
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Review Papers
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Commitment Devices (April 2010), joint with Gharad Bryan and Scott Nelson.
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Access to Finance (June 2009) Handbook of Development Economics, 5, joint with Jonathan Morduch.
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Policy Papers
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Every Which Way We Can (December 2012) Finance and Development, 49(4).
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Microfinance Evaluation Strategies:Notes on Methodology and Findings (June 2011) The Handbook of Microfinance, joint with Nathanael Goldberg. edited by Beatriz Armendariz and Marc Labie.
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Crossfire: Randomized control trials are the best way to measure impact of microfinance programmes and improve microfinance product designs (September 2009) Enterprise Development and Microfinance, 20(3), pp. 167-176, joint with Nathanael Goldberg.
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Cross Sectional Impact Analysis: Bias from Dropouts (August 2009) Perspectives on Global Development and Technology, microfinance special issue, forthcoming, joint with Gwendolyn Alexander-Tedeschi.
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Cairo Evaluation Clinic: Thoughts on Randomized Trials For Evaluation of Development (June 2009) Journal of Development Effectiveness, forthcoming.
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Is Microfinance Too Rigid? (December 2007) VoxEU, joint with Sendhil Mullainathan.
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The Impact of Microfinance: A Review of Methodological Issues (November 2007) World Bank Doing Impact Evaluation Series, 7, joint with Nathanael Goldberg.
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Microentrepreneurs and Their Money: Three Anomalies (March 2007), joint with Bindu Ananth and Sendhil Mullainathan.
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Optimizing Loan Contracting and Marketing Stategies Using Field Experimentation (November 2006) prepared for the 2006 Microcredit Summit, joint with Jonathan Zinman.
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Evaluating Microfinance Program Innovation with Randomized Controlled Trials: Examples from Business Training and Group versus Individual Liability (July 2006), joint with Tomoko Harigaya and Sara Nadel.
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Evaluating Microfinance Program Innovation with Randomized Control Trials: An Example from Group versus Individual Lending (March 2006) Asian Development Bank Economics and Research Department Technical Note Series, 16, joint with Joint with Xavier Gine, Tomoko Harigaya and Binh Nguyen.
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Testing Savings Product Innovations Using an Experimental Methodology (November 2003) Asian Development Bank Technical Note Series, 8, joint with Nava Ashraf and Wesley Yin.
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A Review of Commitment Savings Products in Developing Countries (July 2003) Asian Development Bank Economics and Research Development Working Paper, 45, joint with Nava Ashraf, Nathalie Gons and Wesley Yin.
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Microfinance Impact Assessments: The Perils of Using New Members as a Control Group (December 2001) Journal of Microfinance.
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Book Chapters
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Measuring Personality Traits and Predicting Loan Default with Experiments and Surveys (with Sendhil Mullainathan and Omar Robles), in , (February 2011).
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Rigidity in Microfinancing: Can One Size Fit All? (with Sendhil Mullainathan), in Q-Finance, (January 2009), Bloomsbury Press.
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Randomized Trials for Strategic Innovation in Retail Finance (with Nathanael Goldberg and Jonathan Zinman), in , (January 2008).
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Some Simple Analytics of Slave Redemptions (with Alan Krueger), in Buying Freedom: The Ethics and Economics of Slave Redemption, (January 2007), edited by K. Anthony Appiah and Martin Bunzl, Princeton University Press.
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SEED: A Commitment Savings Product in the Philippines (with Nava Ashraf and Wesley Yin), in Trickle Up 25th Anniversary Symposium, iUniverse Press, (December 2006).
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Op - Eds
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Freakonomics (ongoing posts) (January 2222).
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Your Own Private Fiscal Cliff (January 2013) Wall Street Journal.
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Development Controversy a Sign of Sophistication (August 2012) Stanford Social Investment Review, joint with Caroline Fiennes.
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Do matching grants really work? (July 2011) Alliance Magazine, joint with Kareem Haggag.
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You Can't Always Get What You Want (May 2011) Foreign Policy, joint with Jacob Appel.
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Microfinance Works, Even Without a Hollywood Ending (May 2011) The Christian Science Monitor, joint with Jacob Appel.
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Microcredit Is Not the Enemy (December 2010) Financial Times, joint with Abhijit Banerjee, Pranab Bardhan, Esther Duflo, Erica Field, Asim Khwaja, Dilip Mookherjee, Rohini Pande and Raghuram Rajan.
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Help Microfinance, Don't Kill It (November 2010) The Indian Express, joint with Abhijit Banerjee, Pranab Bardhan, Esther Duflo, Erica Field, Asim Khwaja, Dilip Mookherjee, Rohini Pande, Raghuram Rajan.
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Evaluate. (Response to Toyama's article "Can Technology End Poverty?") (November 2010) Boston Review.
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Survival of the Deviant (September 2010) Stanford Social Investment Review, Fall.
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Helping the Poor Save More (January 2010) Stanford Social Investment Review.
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Does ad content affect consumer demand? (September 2009) Alliance magazine, joint with Manfred Kuhn and Jonathan Zinman.
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Strength in Numbers (September 2009) Microfinance Insights, 14.
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How government can guide small borrowers (April 2009) Financial Times, joint with Jonathan Zinman.
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The value of inconvenience (March 2009) Alliance Magazine, joint with Chona Echavez.
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How to make a decision and then stick to it (October 2008) Financial Times.
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Microlending needs bigger ideas (May 2008) Marketplace on National Public Radio.
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In Defense of Usury (October 2007) Wall Street Journal, joint with Jonathan Zinman.
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